Leighton Insurance Agency
The Leighton Agency has been fulfilling the insurance needs of individuals of New York State since 1995. Conveniently located on Grove Street just off Main Street in Pittsford, NY, the agency and its seasoned team of associates are prepared to guide you toward protective policies based on your personal or business risks.
As an independent agency, we have a variety of carriers at our fingertips to ensure proper coverage for whatever your insurance needs require. Because we represent multiple insurance companies, we have access to a variety of coverage options bringing you the best value when it comes to price, policy, and service.
By building a relationship with you, we can inform you about your unique risks while offering comprehensive insurance solutions to help protect you from the unexpected and plan for the predictable. Because protecting what matters most to you is what we’re here for. Read more about us!
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As an independent agency, we are here to help you find the right coverage.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- We represent multiple insurance companies.
- We are licensed insurance advisors.
- We are by your side every step of the way.
- We offer a wide variety of insurance solutions.
- We are there for you in your time of need.
“I can't say enough about my experience with The Leighton Agency and Scott Hughes. After carefully reviewing my policy, he showed me the areas where my coverage was lacking, and he managed to save me a ton of money too!”Shawn CoffmanPersonal Insurance Client
“The Leighton Agency seriously saved me almost $1000 a year on insurance. I highly recommend giving them a call. They are very friendly and accommodating, as well.”Judy DeSainPersonal Insurance Client
Real clients. Real reviews. Real coverage.
"Scott is great at explaining your coverage, taking time to know his customers, and their needs. He is very knowledgeable, responds quickly, and is always professional. He takes the initiative to review your policies and go over it with you. I highly recommend Scott to anyone who is looking to switch or get a new quote, business, or personal lines."
– Kimberly Coleman
What Makes Us Stand Out?
- We have been serving insurance for over 25 years.
- We have over 90 years of industry experience.
- We offer over 75 individual and business coverages.
- We are conveniently located just off of Main Street in Pittsford, NY.
- We are partnered with over 13 carriers to give you more options.
- We educate you on your policy so you can best understand your coverage.
We care about protecting the wonderful individuals and businesses of our local community.
Clients Come First
We go the extra mile to exceed your expectations, no matter what you need.
With extensive experience, we understand what it takes to bring you quality coverage.
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Bodily Injury Liability Coverage
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
Property Damage Coverage
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.
Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.
Medical Payments Coverage
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.
Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.
Uninsured / Underinsured Motorist Damage Coverage
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Physical Damage Coverage
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
Transportation Expenses / Rental Coverage
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Auto Insurance 101
Make sure you cover the unique risks you face with auto insurance.
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Get the right coverage.